There’s a reason why we created Heartwood.
We think our industry should be acknowledged and acclaimed for the vital role it plays invigorating our nation’s balance sheet by supporting a healthy housing market.
We want the careful work responsible lenders and brokers do to be recognized for the positive impact it has on the lives of so many Canadians.
We want the discipline and craft required to consistently lend well while respecting the highest standards of regulatory compliance to earn the regard it deserves.
We want to bring craft lending into the light.
A national spotlight.
Because when an industry makes life better for so many it deserves to be recognized as a national institution, just like banks.
Testimonials are easy to say. Heartfelt ones are harder to earn.
These are short notes from people who work with Heartwood every day. Real brokers. Real names. Real experiences. No overstatement. No polish for polish’s sake. Just honest words about what it feels like when lending feels human.
“I would like to express my sincere thanks to both of you for helping me close the mentioned transaction. Giselle and Kiersti you both are very responsive to any queries and you try your best always to help out. This was my 2nd closing with Heartwood in September. Both the deals were approved super-fast and efficiently handled to closing. Both my clients are very happy with the pricing and speed at which the deals were done. I am positive that going forward I will be sending more deals in to Heartwood. Keep up the great work!”
Vinit N.
Mortgage Agent
Mission 35 Mortgages
“Giselle is exceptional, who is consistently there when you need her! Daniel strikes a balance between maintaining strict compliance guidelines and finding creative, risk-mitigated ways to help clients”
Cynthia H.
Mortgage Agent
Mortgage Architects
"Working with Heartwood has been such a pleasure from start to finish. Their team is incredibly easy to communicate with, and I really appreciate that they are proactive and always reach out if an issue comes up. The entire process goes smoothly with absolutely no hiccups, and their staff are professional, friendly, and a true joy to work with.
I would definitely recommend Heartwood and would be happy to work with them again in the future!"
Vince Palermo
Mortgage Agent
Mission 35 Mortgages
“Some of the reasons why we love working with Heartwood are 1. the quick turnaround. They're turning deals around in about 3-4 hours. The communication is bar none. There's a common sense approach to lending which we really appreciate. They've really helped my clients out of a jam. The pricing is incredible and I know can trust them which is a really big factor for me.”
Carey Benvenuti
Principal Broker
Lending Niagara of Mortgage Architects
“Heartwood Financial has been an outstanding lending partner to work with. Their dedication to providing exceptional service starts with their incredible front line team, Sarah Lakhani and Angie Di Noto. It also extends seamlessly through their underwriting department. We truly value the professionalism, communication and commitment their team consistently delivers.”
Hussein Adatia
Mortgage Agent Level 2
Paradise Finance Solutions part of Forest City Funding
“While securing a private mortgage for one of our clients we always have to put our clients’ needs first. Heartwood often is what’s best for our clients. Not only because of their aggressive rates and lending locations, but because the people who help us help our clients get the financing that they need. The support we get as brokers from the team at Heartwood is outstanding. This gives us the confidence that we need when choosing a lender. Thank you from bottom of our Hearts.”
Matt Nishimura
Broker
Get A Better Mortgage
“I have to say that my first experience with Heartwood was amazing. Franca and Angie went above and beyond to help me close my deal. I will definitely use them again.”
Carlo Zaffino
Cam Mortgages
of Mortgage Centre Canada
“Heartwood, in my experience, has been 'lending with heart' through trust, clear communication, and real relationships.”
Jill Craig
Mortgage Broker
Dominion Lending Centres National
“The level of commitment, creativity and client-first thinking has been exceptional.”
Corinne Schindler
Mortgage Expert
Dominion Lending Centres
Power Haus Mortgages
“Heartwood stands out because they simply get it. Fast, responsive, and always solution-focused. Kiersti and Giselle make every deal feel effortless. With the new low-doc programs launching, we’re excited to keep growing with the team. And with Jonathan leading the charge, you know Heartwood will always bring it home. A true pleasure to work with.”
Marrion J. Cherian
Managing Partner /Mortgage Agent
MortgageBroker.ca,
"Sarah and Franca at Heartwood Financial are fantastic to work with. They’re knowledgeable, responsive, and always willing to think outside the box to put a deal together. Their creativity and commitment to finding solutions make them a standout team in the industry."
John Parato, AMP
Mortgage Agent/Franchise Owner
Parato Mortgage Group,